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Business Finance

Flexible working capital to manage cash flow, cover daily costs, hire talent and support business growth.
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Asset & Equipment Finance

Finance essential tools, equipment and machinery to improve operations, productivity and business growth.
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Truck and Vehicle Finance

Finance work vehicles, utes, vans and trucks to upgrade your fleet and keep your business moving forward.
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Invoice Finance

Unlock cash from unpaid invoices to improve cash flow, cover expenses and keep your business moving fast.
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Property Finance

Finance commercial property purchases, key upgrades or refinancing to support your business growth plans.

Let’s find the right finance for you.

Tell us what you need and get a personalised quote in minutes — no obligation, no credit check.

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Hero Card

Business Finance

Flexible working capital to manage cash flow, cover daily costs, hire talent and support business growth.
Frame

Asset & Equipment Finance

Finance essential tools, equipment and machinery to improve operations, productivity and business growth.
Hero Card

Truck and Vehicle Finance

Finance work vehicles, utes, vans and trucks to upgrade your fleet and keep your business moving forward.
Frame (2)

Invoice Finance

Unlock cash from unpaid invoices to improve cash flow, cover expenses and keep your business moving fast.
Frame (3)

Property Finance

Finance commercial property purchases, key upgrades or refinancing to support your business growth plans.
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Calculate your repayments

Use our calculator to instantly estimate finance repayments.

No credit check to see if you are eligible

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The calculator defaults to an interest rate of 6.00% p.a. for illustrative purposes. Users can adjust the interest rate to suit their own assumptions. All calculations are estimates only and do not constitute a loan offer or financial advice.

 

The calculator defaults to an interest rate of 6.00% p.a. for illustrative purposes. Users can adjust the interest rate to suit their own assumptions. All calculations are estimates only and do not constitute a loan offer or financial advice.

 

Fastrack Application Available

At SME Money, we know time matters — especially when your business needs funding fast. That’s why we deliver rapid credit assessments and loan decisions, often within the hour. No long delays, no endless back-and-forth. Just smart tech, real people, and fast outcomes that keep your business moving.

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What some of our clients have achieved with their finance.

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Fast, Flexible, and Right on Time

The whole process was a breeze from beginning to end. Approvals came through quickly, communication was straightforward, and we had funds in our account before the week was over!

John D.
Owner, Di Palma Constructions
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No Red Tape, Just Results

We’ve worked with banks in the past, but this experience was quicker, more personable, and really focused on what we needed. I’d definitely recommend SME Money to any small business owner!

Tony B.
Founder, Bidah Technologies
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Fuel for Our Next Step

We applied on Monday and got approved by Tuesday. It was that quick.

Julie A.
Owner, Aviacrack Pty Ltd
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Finance Clarity at Our Fingertips

The whole process was straightforward, the team was quick to respond, and everything was managed with a high level of professionalism.

Tina K.
Logistics Operator, NSW
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Funding When We Needed It Most

The funding we received allowed us to take on additional projects and improve our equipment—no more waiting around!

Liam B.
Ecom Retailer, VIC
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Tailored Finance That Truly Fits

From beginning to end, the whole experience was not only professional but also personal and quick.

Jason M.
Founder, Greenline Landscaping

Partner with SME Money

Referral programs now available, white-label support

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Ready to grow your business?

Your next step is simple: share a few details and we’ll match you with finance options that fit your business.

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